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Bill.com

Bill.com is an AI-powered financial operations platform for AP, AR, and expense management, serving nearly half a million businesses in the US.

Bill.com

Bill.com provides a cloud-based platform that automates financial operations for businesses and accounting firms. The company's founding year and founder are not publicly disclosed in available materials, but its self-description emphasizes AI-powered AP automation and expense management as core functions. The platform covers accounts payable, accounts receivable, spend management, and expense tracking — integrating with popular accounting software like QuickBooks. Bill.com targets businesses of all sizes, offering credit lines through the BILL Divvy Card, a Visa-powered corporate card. Its customer testimonials highlight efficiency gains across various industries, from wineries to robotics firms. Geographic footprint appears limited to the United States, with offices in San Jose and Draper, Utah. As of mid-2025, Bill.com serves nearly half a million customers (per the firm, June 2025). The company operates dual headquarters in San Jose, California, and Draper, Utah. No recent operational events from the last 24 months were verified in available sources. Bill.com's structure is that of a publicly traded company — not a family office or investment manager — which distinguishes its capital allocation and governance from private financial entities. It does not manage external capital or operate as an investor in the traditional sense.

General information

Firm type

other

Year founded

AUM

Undisclosed

Location

Region

North America

Country

United States

City

San Jose

Corporate office

San Jose, CA, United States

Additional offices

Draper, UT, United States

Sector focus

FinTechEnterprise SoftwareAI/ML

Frequently asked questions

Does Bill.com manage assets or operate as a family office?

No. Bill.com is a publicly traded financial technology company — not a family office, asset manager, or investment vehicle. It provides a software platform for automating accounts payable, accounts receivable, and expense management. Its revenue comes from subscription fees, not investment returns.

How does Bill.com generate revenue?

Bill.com charges subscription fees for its Accounts Payable, Accounts Receivable, and Spend & Expense products. It also earns transaction fees from payment processing and potentially interchange fees from the BILL Divvy Card. Specific revenue breakdowns were not detailed in the sources consulted.

What integrations does Bill.com offer with accounting software?

Bill.com integrates with leading accounting software including QuickBooks, Xero, and others. The platform syncs automatically to update financial records, which is a primary selling point for accounting firms and businesses seeking to reduce manual data entry.

Who are Bill.com's main competitors?

Bill.com competes with other financial automation platforms such as Melio, Tipalti, and AvidXchange, as well as traditional manual processes. Its strength lies in the breadth of its platform, combining AP, AR, spend management, and credit in one suite.

Is Bill.com available outside the United States?

Based on available information, Bill.com's platform appears focused on the US market. Its website and promotional materials emphasize US legal residency for promotions, and its offices are only in San Jose, California, and Draper, Utah.

Does Bill.com serve enterprise companies or only small businesses?

Bill.com targets both. It offers tiered pricing plans (Essentials, Team, Corporate, and Enterprise) that cater to different sizes. Customer testimonials include small businesses (Bare Bones) and larger operations (Bear Robotics), indicating a broad target market.

What is the BILL Divvy Card?

The BILL Divvy Card is a corporate credit card powered by Visa, issued by Divvy Pay, LLC with bank partners. It allows businesses to set budgets, track spend, and access credit lines up to $5M. It is not a deposit product and credit is not guaranteed.

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