1-800-401K PLAN.COM

The firm operates as a third-party administrator for qualified retirement plans, focusing on plan design, document drafting, annual nondiscrimination testing, and IRS Form 5500 preparation. It also coordinates daily valuation recordkeeping with third-party custodial platforms. It does not provide investment management or fiduciary advisory services; it handles compliance and administration for plans whose assets are held externally.

Its model targets defined-contribution plans at the smaller end of the market, with an emphasis on solo 401(k) plans, owner-only plans, and safe harbor 401(k) arrangements. The firm's cost structure and standardized document approach are built for plans with low participant counts where plan-design complexity is minimal.

Distribution is the core difference. Instead of relying on local retirement-plan advisor referrals or in-person client meetings, the firm uses a national toll-free number and web presence to acquire plan-sponsor clients remotely. This telephone-first model enables a standardized, high-volume administrative process that can underprice local TPAs on simple plans, while offering less hands-on customization.