1Money Network Technologies

1Money uses a deterministic Byzantine Fault Tolerant design rather than probabilistic consensus. Because there are no blocks, transactions are processed individually and immediately, sidestepping the fee-auction dynamics and reorg risks common on block-based networks. The protocol also decouples transaction processing from governance to maintain throughput stability.

The firm argues that smart contract vulnerabilities remain the dominant exploit vector on general-purpose blockchains, enabling theft and operational disruption. By eliminating smart contracts, 1Money removes that attack surface entirely. The trade-off is a loss of on-chain composability in favor of deterministic payment finality.

The 1Money Network embeds compliance directly at the protocol layer, including automated sanctions-blocking controls. While the network is permissionless at the user level, validators are permissioned and must undergo KYC onboarding, global AML standards adherence, and ongoing monitoring. This bifurcated model aims to combine open access with a regulated validator set.

The network claims throughput exceeding 250,000 transactions per second today (per firm website). It scales linearly through node-level horizontal sharding, a patent-pending architecture that adds processing capacity as validators join. The design aims to supply the global throughput required for a stablecoin-native payments rail.

The firm states it has raised over $20 million from prominent but unnamed investors (per firm website). No specific venture capital firms, strategic backers, or individual investors have been publicly disclosed. This limited disclosure is atypical for a capital-intensive infrastructure project at this stage.