401KLOGIC

Under ERISA section 3(38), 401KLOGIC accepts full legal responsibility for selecting, monitoring, and replacing the investments offered in a plan. This differs from a 3(21) advisor, who shares fiduciary responsibility with the plan sponsor. The 3(38) designation is the highest level of fiduciary delegation available for plan investment management, effectively removing the employer from direct liability for those decisions.

The firm's public positioning suggests a standalone 3(38) investment management mandate, distinct from bundled providers that combine recordkeeping, custody, and investment advisory under one contract. There is no indication in public record that 401KLOGIC provides administrative or recordkeeping services, which would typically require separate SEC or DOL registration as a service provider.

As a 3(38) fiduciary, 401KLOGIC is expected to apply institutional due diligence — evaluating fund performance, expense ratios, and risk characteristics against documented criteria. Plan sponsors delegate the full selection and ongoing oversight of the investment lineup to the firm, though the specific quantitative methodology and screening universe are not in the public record.

Typical 3(38) providers charge a flat fee or basis-point fee on plan assets rather than receiving revenue sharing or commissions from fund managers. While 401KLOGIC's specific fee schedule is not publicly disclosed, the structural separation between fiduciary selection and product compensation is a defining characteristic that aligns with ERISA's conflict-of-interest prohibitions under sections 406(b) and 408(b)(2).

Public record does not name specific clients. The firm's target market is US corporate plan sponsors seeking to outsource ERISA investment liability, typically mid-market employers that are large enough to face fee litigation risk but may lack internal investment staff. Plan size minimums and industry concentrations are not available in the public record.