ABOUND FINANCIAL

ABOUND FINANCIAL

Abound Financial launched in San Diego in 2014 under CEO Daniel R. Goddard, structuring the firm to originate, underwrite, and service private real estate loans for a client base of individual accredited investors and registered investment advisors. The firm grew out of the post-GFC lending gap, when traditional banks pulled back from short-term bridge and renovation financing, leaving private capital to fill the void. Abound concentrates on first-lien, short-duration bridge loans secured by residential and commercial real estate across the United States, with a particular focus on California and select Sunbelt markets. The firm originates loans directly rather than purchasing paper on the secondary market, targeting a typical term of 12 to 24 months with loan-to-value ratios generally below 70 percent. Its credit book spans single-family fix-and-flip projects, multifamily bridge recapitalizations, and light commercial repositioning deals, deploying investor capital through pooled mortgage funds and individually managed debt accounts. The firm operates from its San Diego headquarters with a lean origination and underwriting team. Abound discloses its active loan portfolio and historical performance metrics through quarterly investor statements, reporting a realized average annualized yield on its core bridge-loan fund in the high single digits since inception (per firm communications). The firm does not publicly disclose total assets under management or cumulative deployment figures. Abound Financial functions as a direct private credit shop rather than a fund-of-funds or a real-estate equity operator, distinguishing itself from peers by retaining in-house servicing on every loan it originates — a structural choice that keeps the firm in direct contact with borrowers through the full loan cycle rather than outsourcing to a third-party special servicer.