Alignment Credit

Alignment Credit concentrates on enterprise software, technology-enabled business services, and healthcare companies. These sectors tend to generate the high-margin, contractually recurring revenue streams and proprietary intellectual property that the firm underwrites against. The firm generally avoids capital-intensive industries such as heavy manufacturing, commodity businesses, and speculative biotech ventures where revenue predictability is lower.

The firm structures commitments generally between $5 million and $50 million per borrower. Common use cases include growth capital for scaling operations, acquisition financing for strategic add-ons, and dividend recapitalizations allowing founders to access partial liquidity while retaining control. Alignment Credit positions itself as a non-dilutive complement to equity financing rather than a replacement.

Alignment Credit participates in both sponsor-backed and non-sponsored situations. The firm evaluates each opportunity based on borrower credit fundamentals rather than sponsor reputation, which enables it to serve founder-owned and family-owned businesses alongside private equity portfolio companies. This dual coverage expands the addressable deal universe beyond what a purely sponsor-dependent lender can access.