ARBA CREDIT MANAGEMENT, L.P.

The firm is founder-led, with the senior management team overseeing all credit underwriting and allocation decisions. Public records indicate a lean investment committee of three to five senior professionals, though individual names have not been widely disclosed.

ARBA builds direct relationships with middle-market companies and select private equity sponsors, supplemented by a dedicated origination team that targets off-market opportunities. The firm does not rely on intermediary brokers, enabling bilateral negotiations and tighter pricing.

ARBA primarily invests through direct origination of loans held on its own balance sheet and institutional separate accounts. The firm does not operate as a fund-of-funds and does not make GP commitments to third-party funds.

The firm focuses on direct lending to established middle-market companies, typically financing growth, acquisitions, or recapitalizations. Transaction sizes range from $20 million to $200 million, and investments are held for a three-to-five-year horizon.

The firm avoids unsecured consumer lending, early-stage venture debt, and cyclical industries with low barriers to entry, such as retail and commodity-exposed manufacturing. Energy transition and healthcare services are preferred sectors.

ARBA operates as an independent asset manager, not a family office. The firm manages capital for institutional clients such as pension funds, insurers, and endowments, and does not represent a single family's wealth.

ARBA structures loans directly without a co-investment model for external partners. The firm retains full credit risk and does not syndicate loan tranches to outside investors, maintaining control over the entire capital structure.