Updated:
Arete Financial Planning
Arete Financial Planning, LLC is an SEC-registered investment adviser with approximately $20 million in regulatory assets under management. The firm has 1...
Arete Financial Planning
Arete Financial Planning, LLC is an SEC-registered investment adviser with approximately $20 million in regulatory assets under management. The firm has 1 employee and 1 investment adviser. It operates with a small team.
General information
Firm type
Asset Manager
Year founded
2016
Location
Region
North America
Country
US
City
Scottsdale
Corporate office
Scottsdale, AZ, United States
Principals
James Holloway
Founder & Wealth Manager
Ryan Bond
Wealth Manager
Bob Stinnett
Wealth Manager
Sector focus
Frequently asked questions
Who runs investment decisions at Arete Financial Planning?
Founder James Holloway leads investment design and portfolio strategy, with wealth managers Ryan Bond and Bob Stinnett executing on client allocation and distribution plans. The firm operates as a flat structure with each advisor managing client relationships directly. Asset allocation models are built in-house and tilt toward factor-based, globally diversified portfolios, per the firm's communications.
How does Arete Financial Planning charge for its services?
Arete is a fee-only fiduciary, charging either a percentage of assets under management or a flat retainer fee for financial planning. The firm does not sell insurance products, annuities, or receive commissions, which structurally aligns its compensation with portfolio longevity and withdrawal sustainability rather than transaction volume.
Is Arete Financial Planning a single-family office?
No. Arete Financial Planning is a registered investment advisor (RIA) serving multiple households, primarily professionals and retirees with $500,000 to $5 million in investable assets. It does not manage wealth for a single family and holds no family-office charter.
What is Arete's specific approach to retirement income planning?
The firm prioritizes tax-bracket management across account types — taxable, tax-deferred, and Roth — to determine the sequence of withdrawals in retirement. Rather than simply targeting a spending number, Arete builds multi-year income plans that fill lower tax brackets each year and use Roth conversions aggressively in low-income windows.
What asset classes does Arete avoid?
Arete does not invest directly in private equity, venture capital, hedge funds, or direct real estate. Concentrated single-stock positions are avoided, and the firm explicitly recommends against variable annuities and high-cost structured products sold by commission-based advisors.
Profile maintained by Altss using OSINT (open-source intelligence), regulatory filings, licensed data partners, and verified direct submissions. Read the methodology. Last updated: . Continuous refresh with full update cycles at least every 30 days.
Need institutional-grade insight on registered investment advisers?
Altss delivers:
Prefer a guided tour?
We’ll walk you through: