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Array
Array embeds credit, identity, and personal-finance tools into banking apps via API — a white-label infrastructure play in the embedded-finance layer.
Array
Array provides embedded finance products for our clients to promote customer engagement, revenue, and financial progress. Contact us to learn more.
General information
Firm type
Asset Manager
Year founded
—
AUM
Undisclosed
Location
Region
North America
Country
United States
City
New York
Corporate office
New York, NY, United States
Sector focus
Frequently asked questions
Who uses Array's platform?
Array sells exclusively to financial institutions — banks, credit unions, and fintech companies — that want to offer credit-score monitoring, identity protection, or personal-finance management features inside their own apps. End users interact with the tools under the institution's brand, not Array's.
How does Array make money?
Array operates on a business-to-business platform model, likely charging clients subscription fees, usage-based fees, or revenue shares tied to the embedded products. The firm does not publicly disclose its revenue or pricing structure.
Is Array a fintech lender or a consumer product?
Neither. Array is an infrastructure company that builds the technology behind consumer-finance features. It does not market a consumer app, hold loans on its balance sheet, or make credit decisions. Its products appear inside its clients' applications.
What specific products does Array offer?
Confirmed offerings on the platform include credit-score monitoring, identity-protection services, and personal-finance dashboards accessible via API. The firm describes its suite as modular, suggesting clients can select only the products they need.
Where is Array headquartered?
Array is headquartered in New York, New York. No additional office locations have been publicly confirmed.
Profile maintained by Altss using OSINT (open-source intelligence), regulatory filings, licensed data partners, and verified direct submissions. Read the methodology. Last updated: . Continuous refresh with full update cycles at least every 30 days.
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