ASCENT RETIREMENT ADVISORS

The firm acts as an ERISA Section 3(21) or 3(38) fiduciary, advising plan sponsors on investment committee governance, fund menu design and monitoring, recordkeeper selection and benchmarking, fee reasonableness analysis, and employee education programs. Engagement scope typically includes quarterly investment reviews and annual fiduciary file maintenance.

Yes. ASCENT RETIREMENT ADVISORS works directly with corporate executives and business owners on private wealth management — particularly those managing concentrated stock positions, deferred compensation assets, and distribution strategies tied to separation from service or retirement.

Advisors typically apply institutional due-diligence frameworks — evaluating fund expenses, performance attribution, style consistency, and manager tenure. Menus are rationalized to reduce overlap and decision complexity for participants, often anchored by a qualified default investment alternative such as a target-date fund series evaluated through triennial benchmarking.

Based on publicly available records, the firm operates as an independent registered investment adviser, accepting fiduciary status in writing for its plan-level engagements — distinct from broker-dealer representatives who may operate under a suitability standard for plan transactions.

The firm advises 401(k) profit-sharing plans, 403(b) plans for nonprofit sponsors, and defined-benefit pension plans, concentrating on middle-market companies with plan assets ranging from several million to several hundred million dollars.