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Athena
Athena Home Loans is a non-bank lender that specialises in home loans, and only home loans. It burst into the industry in 2019 to change home loans for good,...
Athena
Athena Home Loans is a non-bank lender that specialises in home loans, and only home loans. It burst into the industry in 2019 to change home loans for good, reimagining home loans for home owners and investors with fairness, helpful humans and game-changing tech. Balancing profit with people and purpose, Athena is a certified B-Corp.
General information
Firm type
Asset Manager
Year founded
2019
Location
Region
Oceania
Country
Australia
City
Orinda
Corporate office
Sydney, AU-Australia
Principals
Nathan Walsh
Co-founder & CEO
Michael Starkey
Co-founder & COO
Mira Hohn
Chief Product Officer
Cam Bradley
Chief of Mortgage Services
Liana Mawston
Chief of People & Community
Yamen El-Afifi
Chief Technology Officer
Jason Finlay
Group Treasurer
Joseph Seychell
Chief Risk Officer
Sector focus
Frequently asked questions
Who runs investment and credit decisions at Athena?
Co-founder and CEO Nathan Walsh sets overall strategy, while Group Treasurer Jason Finlay and Chief Risk Officer Joseph Seychell oversee funding, treasury, and credit risk. The firm's underwriting is automated through its proprietary digital platform, not manual loan-officer discretion, which standardizes credit decisions across owner-occupied and investor mortgages.
What loan products does Athena offer?
Athena offers Straight Up, Power Up, and Tailored variable and fixed-rate home loans for owner-occupiers and investors, supporting principal-and-interest and interest-only repayments. Features include multi-offset accounts, cash-out, and split loans. The firm charges no Athena-originated fees on Straight Up and Power Up products.
Does Athena operate outside Australia?
No. Athena originates only Australian residential mortgages and has not disclosed any offices or lending activity outside Australia.
What is Athena's Automatic Rate Match and how does it work?
When Athena advertises a lower rate for new borrowers on a specific product and LVR tier, it automatically applies that same rate to existing customers in the same tier. The mechanism excludes Tailored loans. The commitment is contractual and eliminates the loyalty tax — the practice of offering lower rates to new customers while leaving existing borrowers on higher rates — common among incumbent lenders.
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