Bank / Wealth / Trust

Updated:

Brouwer & Janachowski

Brouwer & Janachowski was a Tiburon-based RIA founded in 2011 by Stephen Janachowski and Kurt Brouwer to serve Bay Area tech wealth.

Brouwer & Janachowski

Kurt Brouwer and Stephen Janachowski founded Brouwer & Janachowski in Tiburon, California in 2011. The firm closed its doors in 2018, with Janachowski moving to Mill Valley Financial Group and Brouwer eventually landing at Hall Capital Partners (per Sonoma Index-Tribune, 2021). During its operating years, the firm served as a registered investment advisor (RIA) focused on high-net-worth technology executives and founders in Marin County and the broader Bay Area. The firm's investment approach centered on low-cost, globally diversified portfolios using index funds and ETFs. Brouwer, who previously managed money at Brouwer & Associates, and Janachowski, a former Smith Barney advisor, advised clients on asset allocation spanning equities, fixed income, and real assets. Their book, 'Fundmastery,' outlined the philosophy — minimize fees, avoid market timing, and rebalance systematically. No specific portfolio company positions were publicly reported. The firm operated primarily from a single office in Tiburon, with a team that never exceeded single digits based on public records. In 2017, the firm received a Wells Notice from the SEC, which it disclosed to clients. Janachowski left the firm in mid-2018, and the entity was dissolved shortly after. The advisor's Form ADV filing from 2017 showed fewer than five employees and regulatory assets under management below $500 million. What distinguished Brouwer & Janachowski was the deliberate marriage of publishing and practice. The 'Fundmastery' brand extended beyond the firm itself — a website, a book, and a blog — creating a thought-leadership engine that funneled Bay Area tech wealth into a boutique RIA. That content-led client acquisition model, where the advisor is also the author, anticipated the direct-to-investor content strategies now common among RIAs serving concentrated tech wealth.

General information

Firm type

Bank / Wealth / Trust

Year founded

2011

AUM

Undisclosed

Location

Region

North America

Country

United States

City

Tiburon

Corporate office

Tiburon, CA, United States

Principals

Stephen Janachowski

CEO & Founder

Kurt Brouwer

Chairman & Founder

Sector focus

Wealth ManagementFinancial Services

Frequently asked questions

What happened to Brouwer & Janachowski?

The firm dissolved in 2018. Stephen Janachowski joined Mill Valley Financial Group, and Kurt Brouwer later moved to Hall Capital Partners. The entity is no longer active.

Who ran investment decisions at Brouwer & Janachowski?

Kurt Brouwer served as Chairman and set the firm's investment philosophy, which emphasized low-cost passive indexing and strategic asset allocation. Stephen Janachowski was CEO and the primary client-facing advisor.

What was the firm's investment philosophy?

Brouwer & Janachowski advocated for globally diversified, low-cost portfolios built from index funds and ETFs. The approach rejected market timing and active manager selection in favor of disciplined rebalancing, as detailed in their book 'Fundmastery.'

Did the firm face any regulatory actions?

In 2017, the firm disclosed to clients that it had received a Wells Notice from the SEC, indicating staff intended to recommend enforcement action. The nature of the alleged violation was not publicly detailed before the firm's dissolution in 2018.

Where did the Brouwer & Janachowski principals go after the firm closed?

Stephen Janachowski moved to Mill Valley Financial Group as an advisor. Kurt Brouwer joined Hall Capital Partners in 2021, a San Francisco-based multi-family office managing over $40 billion (per Hall Capital Partners).

Profile maintained by using OSINT (open-source intelligence), regulatory filings, licensed data partners, and verified direct submissions. Read the methodology. Last updated: . Continuous refresh with full update cycles at least every 30 days.

Need institutional-grade insight on family offices?

Altss delivers:

Principals with verified direct contactsAllocation history by asset classOSINT-derived deal signals
Book a demo

Prefer a guided tour?

We’ll walk you through:

Interactive funding timelinesCustom mandate & allocation filters
Book a demo