Pension Fund

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CBERA Plan C

CBERA Plan C was formed in 1976 under the Cooperative Banks Employees Retirement Association. The association operates as a voluntary group of cooperative...

CBERA Plan C logo

CBERA Plan C

CBERA Plan C was formed in 1976 under the Cooperative Banks Employees Retirement Association. The association operates as a voluntary group of cooperative banks chartered under Massachusetts General Law Chapter 170. Chantal Bray serves as CEO. The plan allocates to public equities, private equity at 8.21 percent, and fixed income through external managers. Mondrian Investment Partners serves as an investment manager. Geographic exposure centers on the United States with limited international holdings via fund vehicles. Participating employers include Mechanics Cooperative Bank, Haverhill Bank, and StonehamBank. Assets reached $293 million in the most recent audit. The plan maintains relationships with T. Rowe Price for recordkeeping and Callan Associates for consulting. Needham Bank withdrew participation in 2024. CEO Chantal Bray has spoken at the Conference of Consulting Actuaries Annual Meeting on pension governance topics. The plan operates under a multiple-employer structure governed by a board drawn from member bank executives. This architecture ties investment oversight directly to the participating institutions rather than a single sponsor.

Website
cbera.com
LinkedIn
cbera.com

General information

Firm type

Pension Fund

Year founded

1976

Location

Region

North America

Country

United States

City

Norwood

Corporate office

100 River Ridge Drive, #102, Norwood, MA, United States

Principals

Chantal Bray

CEO

G. Kevin Fox

Administrator

Sector focus

Diversified

Frequently asked questions

Who runs investment decisions at CBERA Plan C?

Chantal Bray serves as CEO. The board includes executives from member banks such as Thomas Mortimer of Haverhill Bank and Joseph T. Baptista Jr. of Mechanics Cooperative Bank.

Does CBERA Plan C participate in fund commitments or only direct deals?

The plan holds positions in funds including Mondrian Investment Partners Funds. No direct company-level investments appear in available records.

Where does the underlying wealth come from?

Contributions come from participating cooperative banks that employ plan members. No single family or corporate sponsor owns the assets.

How is CBERA Plan C related to the Cooperative Banks Employees Retirement Association?

The association administers the plan and serves as the legal entity under which member banks participate.

What investment stages does CBERA Plan C typically target?

The plan targets liquid public markets and commingled private equity funds. No venture or early-stage activity is recorded.

Profile maintained by using OSINT (open-source intelligence), regulatory filings, licensed data partners, and verified direct submissions. Read the methodology. Last updated: . Continuous refresh with full update cycles at least every 30 days.

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