CIC Wealth

CIC Wealth

CIC Wealth was founded in 1999 and is headquartered in Rockville, Maryland, serving clients across the greater Washington D.C. metropolitan region. The firm operates as a registered investment adviser, a structure that imposes a fiduciary duty to act in clients' best interests. Its client base spans individuals, high-net-worth families, and business entities, a cross-section typical of independent advisory shops anchored in affluent suburban corridors. The firm's core offering integrates investment advisory services, comprehensive financial planning, retirement planning, and discretionary portfolio management. As a boutique RIA, CIC Wealth constructs client portfolios that can include individual equities, bonds, mutual funds, and exchange-traded funds, with asset allocation driven by client-specific goals rather than a house model. The firm draws on the dense professional-services ecosystem of the D.C. suburbs, where a concentration of federal employees, contractors, and professional-services executives creates a steady demand for retirement and tax-aware planning. In May 2024, the firm updated its regulatory disclosures, reaffirming its status as a fiduciary adviser. CIC Wealth's structural differentiator is its independence. Unlike advisors operating under a broker-dealer that permits commission-based transactions, a registered investment adviser is legally bound to a fiduciary standard, eliminating the conflict inherent in dual-registration models. For clients comparing advisory options in the Maryland suburbs, this regulatory posture is a tangible governance feature, not marketing language.