Bank / Wealth / Trust

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Citi Community Capital

Citi Community Capital is a bank / wealth / trust based in New York, founded 2000; the Altss profile covers its classification, headquarters, registration, AUM...

Citi Community Capital logo

Citi Community Capital

Citi Community Capital, the community development lending and investing group of Citi, offers the industry

General information

Firm type

Bank / Wealth / Trust

Year founded

2000

AUM

Undisclosed

Location

Region

North America

Country

United States

City

New York

Corporate office

New York, NY, United States

Sector focus

Real EstateInfrastructure

Frequently asked questions

Is Citi Community Capital a separate entity from Citigroup?

No. Citi Community Capital is a division within Citigroup's broader institutional banking and municipal finance franchise. It operates using Citi's balance sheet, credit ratings, and agency relationships rather than as a standalone fund or subsidiary with independently managed capital.

What types of financing does Citi Community Capital provide?

The group provides construction and bridge loans, permanent fixed-rate mortgages, tax-exempt bond credit enhancement, and agency executions through Fannie Mae, Freddie Mac, and HUD/FHA. Deals typically involve affordable multifamily rental properties financed with Low-Income Housing Tax Credits, Section 8 subsidies, or state-level affordable-housing mandates.

Does Citi Community Capital invest equity or only lend?

Citi Community Capital is primarily a lending platform. It originates and services mortgage debt. Equity investment in LIHTC properties typically flows through Citi's separate tax-credit investment arm, Citi Community Capital Advisors, which syndicates equity from institutional investors into affordable-housing funds.

How large are the deals Citi Community Capital typically finances?

Transactions generally fall between $5 million and $100 million per asset, reflecting the economics of affordable multifamily development in major US markets. The group participates as sole lender, syndicate agent, or agency delegated underwriter depending on deal size, capital stack complexity, and borrower relationship.

How does Citi Community Capital source its transactions?

Sourcing relies on Citi's broader institutional banking relationships with large for-profit and nonprofit affordable-housing developers, public housing authorities, and state housing finance agencies. Longstanding agency-approval relationships — particularly Fannie Mae DUS and Freddie Mac Optigo — also generate repeat flow from borrowers seeking delegated underwriting.

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