Pension Fund

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City of Winter Springs General Employees' Retirement System

The City of Winter Springs General Employees' Retirement System operates as a defined-benefit pension plan for municipal employees of Winter Springs, Florida.

City of Winter Springs General Employees' Retirement System logo

City of Winter Springs General Employees' Retirement System

The City of Winter Springs General Employees' Retirement System operates as a defined-benefit pension plan for municipal employees of Winter Springs, Florida. Governed by a board of trustees led by Chairperson Marco Santoro and Vice-Chairperson Arif Fareed, the system functions as a fiduciary asset owner on behalf of the city's retired and active general workforce. The City of Winter Springs acts as plan sponsor. The plan's investment strategy centers on commitments to external real estate funds. Confirmed portfolio holdings include the Intercontinental U.S. REIF Fund, a U.S.-focused commercial real estate vehicle, and the ARA Core Property Fund, which targets mixed-use properties. The geographic footprint of these underlying assets is concentrated in U.S. markets. The system does not publicly disclose a total asset base, direct investment activities, or allocations to other asset classes. The board participates in the Florida Public Pension Trustees Association, a professional network that provides fiduciary education and advocacy for public pension trustees across the state. The system's operational details, including total professional headcount and actuarial funded status, are addressed through the City of Winter Springs' annual financial reporting, which governs the system's contribution levels. Structurally, the Winter Springs plan reflects a common pattern among small municipal pension systems: governance by a politically appointed or elected board that delegates day-to-day investment selection and management to external fund managers. The board retains ultimate fiduciary authority while outsourcing asset management, a model that limits internal staffing but concentrates oversight in the hands of its trustees.

General information

Firm type

Pension Fund

Year founded

1959

Location

Region

North America

Country

United States

City

Winter Springs

Corporate office

Winter Springs, FL, United States

Principals

Marco Santoro

Chairperson of the Board of Trustees

Arif Fareed

Vice-Chairperson of the Board of Trustees

Sector focus

Real Estate

Frequently asked questions

Who serves on the Board of Trustees for the Winter Springs General Employees' Retirement System?

The board is chaired by Marco Santoro, with Arif Fareed serving as vice-chairperson. Both oversee the plan's fiduciary responsibilities, including investment policy and funding decisions, on behalf of the City of Winter Springs' general employees.

Does the Winter Springs pension system manage investments directly?

No. The system allocates capital through external fund commitments rather than direct portfolio management. Confirmed positions include the Intercontinental U.S. REIF Fund and ARA Core Property Fund, both real estate vehicles managed by third-party investment firms.

How is the City of Winter Springs General Employees' Retirement System funded?

The system is funded through contributions from the City of Winter Springs as plan sponsor and from participating general employees. Actuarial valuations determine the city's required annual contribution to maintain the plan's defined-benefit obligations. Specific contribution rates and funded ratios are reported in the city's annual financial statements.

What types of employees are covered by this retirement system?

The plan covers general employees of the City of Winter Springs, Florida — the municipal workforce outside of sworn public safety personnel, who typically participate in separate police and firefighter pension systems. General employees include administrative, public works, parks and recreation, and other non-uniformed staff.

Does the system belong to any professional trustee associations?

Yes. The board participates in the Florida Public Pension Trustees Association, a statewide organization that provides fiduciary training, legislative updates, and peer networking for trustees of Florida's public pension funds.

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