Coast

Coast

Coast was built to rewire the financial operating system for fleet-heavy businesses, moving beyond the single-purpose fuel cards designed decades ago. The firm integrates corporate card issuance, real-time spend controls, and fleet telematics into one platform. Its customer base concentrates in construction, landscaping, and trades, where field-expense visibility directly converts to margin. Coast's own survey data from October 2025 suggests the average fleet customer saves roughly $30,000 per year through fuel rebates, automated fraud prevention, and administrative consolidation. The platform functions as a Visa-compatible card program with embedded expense-management software. Coast issues physical cards locked to specific drivers and vehicles, unlocks them via mobile authentication, and cross-references every fuel transaction against geolocation and tank-capacity data pulled from telematics partners. Those partners include Samsara, Geotab, Verizon Connect, and Azuga on the vehicle-data side, along with QuickBooks, NetSuite, Sage Intacct, and BuildOps for accounting and job-costing. The card covers fuel, vehicle maintenance, job-site supplies, and back-office virtual payments, consolidating what customers previously ran through separate providers. Coast's pricing is $4 per active user per month, with no personal guarantee required at account opening. Coast positions its team as US-based and markets a $25,000 annual fuel-fraud guarantee tied to use of its advanced security features. The company's integrations extend into fleet-management systems such as Fleetio and WhipAround, creating a bidirectional data loop intended to allow operators to track total cost of ownership—fuel plus maintenance—without manual entry. In October 2025 the firm fielded a customer survey of 132 respondents operating fleets of 10 or more vehicles to refine its average-savings estimate of $30,000 per year. Coast's structural edge rests on substituting telematics-verified authorization for the PIN-based security typical of legacy fuel cards. By requiring that a card-present transaction match the real-time location and tank state of the assigned vehicle, the platform shifts fraud detection from forensic after-the-fact review to pre-authorization blocking. That architecture also allows Coast to guide drivers toward cheaper in-network stations—across 30,000 participating locations—and to surface fuel-efficiency anomalies automatically, creating a compliance layer that doubles as an operational analytics tool.