Courvoisier & Associés

Courvoisier & Associés

Courvoisier & Associés traces its institutional lineage to the 1997 merger of Banque Courvoisier, a Geneva institution with roots in the city's 19th-century private banking tradition, and Commerzbank (Switzerland) Ltd. The combined entity began operations under its current name in 1998, continuing a wealth-management practice centered on conservative balance-sheet management and long-duration client relationships. The bank's principal shareholders are a small group of Swiss private investors, with no single controlling family — a structure that distinguishes it from both pure single-family offices and large listed wealth managers. The bank's investment strategy runs across liquid fixed income, global equities, Swiss direct real estate, and private-market allocations accessed through curated third-party funds. Its discretionary mandates typically follow a Swiss core-satellite framework, blending low-cost passive exposure to developed-market indices with active tilts in Swiss mid-cap equities and European corporate credit. On the private-banking side, Courvoisier extends Lombard lending and structured credit facilities to entrepreneurs and family holding companies, reflecting the Swiss private-banking convention of deploying client deposits into secured lending rather than proprietary trading. Courvoisier & Associés maintains a single office on Rue de la Corraterie in Geneva's banking quarter. The firm has not disclosed AUM or total client assets publicly, consistent with the opacity norms of smaller Swiss private banks. Its operational activity has been muted in public record over the last 24 months. Structurally, the bank sits at the intersection of a classic Swiss private bank and a boutique asset manager — it carries a full Swiss banking license and holds client deposits on balance sheet, yet it avoids the mass-affluent retail banking scale of larger Geneva competitors. This architecture means client portfolios benefit from the yield on the bank's credit book, but it also ties the institution's health to Swiss credit cycles and concentration in domestic SME lending.