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Curo Group Holdings Corporation

Curo Group Holdings Corporation is a consumer finance firm operating Speedy Cash and Cash Money lending brands, based in Wichita, Kansas.

Curo Group Holdings Corporation

Curo Group Holdings Corporation is a consumer finance company headquartered in Wichita, Kansas. The firm was publicly listed on the New York Stock Exchange under the ticker CURO until it was taken private in a transaction announced in 2022. Curo operates primarily through two subsidiaries: Speedy Cash in the United States and Cash Money in Canada. The company provides short-term installment loans, open-end loans, and credit services. It manages a network of over 500 retail locations in the US and Canada alongside an online lending platform. Curo's business model includes both originating loans directly and acting as a credit services organization (CSO) that arranges loans with unaffiliated state-chartered banks. Curo's scale and team size are not publicly detailed following its privatization. The firm operated under CEO Douglas B. Orr prior to going private. No additional offices beyond Wichita have been confirmed in public filings. Curo's structural differentiator is its hybrid model combining direct lending with CSO partnerships, allowing it to serve customers in states with varying regulatory frameworks. The firm's focus is on non-prime consumers, a segment that traditional banks often under-serve.

General information

Firm type

Consumer Finance Company

Year founded

AUM

Undisclosed

Location

Region

North America

Country

United States

City

Wichita

Corporate office

Wichita, KS, United States

Sector focus

Consumer FinanceFinancial Services

Frequently asked questions

How does Curo differ from other consumer lenders?

Curo operates both as a direct lender and as a credit services organization (CSO), which lets it offer loans in jurisdictions with different regulatory structures. The firm focuses on non-prime borrowers through installment loans and open-end credit, distributed via retail branches and online platforms (per company public filings).

What regulatory challenges does Curo face?

Consumer lending at Curo is subject to state and provincial regulations, including interest rate caps and licensing requirements. The CSO model, used in some US states, has faced legal scrutiny. Regulatory changes could affect Curo's ability to offer certain loan products (per SEC disclosures).

Is Curo related to any family office?

No, Curo Group Holdings is a consumer finance company, not a family office. It was a publicly traded entity prior to being taken private by institutional investors led by Pimco (per SEC filings).

What brands does Curo operate under?

Curo's main brands are Speedy Cash in the United States and Cash Money in Canada. These brands provide installment loans, check cashing, and other financial services through retail locations and online (per company website archives).

Does Curo offer investment products or services?

No, Curo is a consumer lending firm that provides loans and related financial services to individuals. It does not manage investments or offer asset management services.

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