East African Development Bank

The Bank is owned by its four sovereign shareholders: Uganda, Kenya, Tanzania, and Rwanda. Additional institutional shareholders include the African Development Bank, NCBA Group, and other financial institutions with regional operations. Each member government appoints representatives to the Bank's Governing Council and Board of Directors, establishing a governance model where treaty-level commitments set the Bank's strategic priorities.

EADB provides medium- and long-term financing to enterprises in agriculture, manufacturing, infrastructure, energy, healthcare, and education across its four member states. It deploys capital through direct loans, lines of credit to local financial institutions, and direct equity investments. The mandate is explicitly developmental — it targets projects that deliver measurable economic impact alongside financial returns.

EADB's mandate is restricted to Uganda, Kenya, Tanzania, and Rwanda. All direct lending and equity investments must be within these four countries. The Bank occasionally participates in regional infrastructure projects with cross-border dimensions within East Africa, but its charter does not permit investment outside the member-state geography.

EADB's capital structure combines paid-in equity from sovereign shareholders, callable capital commitments, retained earnings, and credit lines from multilateral partners including the African Development Bank and European development finance institutions. Subscribed capital exceeded $400 million as of recent reporting periods, with additional lending capacity from its access to concessional multilateral funding windows.

EADB targets operational enterprises and projects that have passed the feasibility stage. It does not invest in seed-stage or early-stage ventures. Its typical engagement is growth capital for established businesses, project finance for infrastructure and energy assets, and credit lines to financial intermediaries that on-lend to SMEs. The Bank's patient-capital posture means it can offer tenors of 7–15 years, which commercial lenders in the region rarely provide.