Asset Manager

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Eleving Group

Eleving Group is a publicly traded fintech lender founded in Latvia in 2012, with over EUR 2.5 billion in loan issuances across 17 markets in Europe and...

Eleving Group

Eleving Group was founded in Latvia in 2012 under the name Mogo, focusing on non-bank vehicle finance. By 2020 the firm rebranded to Eleving Group to reflect its expansion into consumer finance and multiple geographies. The underlying wealth is not traced to a specific family; the firm is publicly traded on the Euronext Dublin stock exchange under ticker ELEVR (per the firm, 2025). The group's loan portfolio splits roughly two-thirds secured (vehicle and device finance, led by the Mogo brand) and one-third unsecured consumer products. As of 2025, 47% of the portfolio is in Continental Europe, 41% in Africa, and 12% elsewhere. The firm has issued over EUR 2.5 billion in total loans to a historical customer base exceeding 2.0 million people, and operates with over 4,400 employees (per the firm, 2025). Across its 17 markets in Europe and Africa, Eleving Group maintains governance in Luxembourg and operational headquarters in Latvia, Lithuania, and Estonia. In May 2026 the firm approved an interim dividend of approximately EUR 4.3 million (per Eleving Group, May 2026). The Financial Times ranked the group 41st fastest-growing European company of the last decade in its 2024 research. Eleving Group is structured as a publicly traded fintech rather than a family office, offering a hybrid model that combines direct lending with a multi-product brand strategy across diverse regulatory environments. This structure differentiates it from pure-play lenders by spreading operational risk across multiple geographies and asset classes.

General information

Firm type

Asset Manager

Year founded

2012

AUM

Undisclosed

Location

Region

Europe

Country

Latvia

City

Riga

Corporate office

Riga, Latvia

Additional offices

Vilnius, Lithuania · Tallinn, Estonia · Luxembourg

Sector focus

FinTechConsumer FinanceMobility & TransportationReal Estate

Frequently asked questions

How does Eleving Group source deal flow for its loan products?

Eleving Group originates loans directly through its multi-brand subsidiaries, including the Mogo brand for secured vehicle and device finance. The firm targets underserved borrowers in 17 markets, generating proprietary deal flow through local operations in Continental Europe and Africa. Deal flow follows a direct-to-consumer model rather than relying on external intermediaries (per the firm, 2025).

Is Eleving Group structured as a family office or a publicly traded lender?

Eleving Group is a publicly traded company listed on Euronext Dublin under ticker ELEVR. It is not a family office. Its governance structure includes a management board and supervisory board, with headquarters in Latvia and a legal seat in Luxembourg, making it a conventional fintech with a corporate governance framework (per the firm, 2025).

What investment stages does Eleving Group typically target?

Eleving Group operates as an operating company engaged in direct lending, not as an investment fund. It issues secured and unsecured consumer loans at the origination stage, targeting borrowers with limited access to traditional bank credit. The firm does not target venture capital or private equity stages — its focus is on generating income from loan portfolios across its markets.

Which sectors does Eleving Group focus on?

Eleving Group primarily operates in vehicle and device finance (secured) and consumer finance (unsecured). Its portfolio is roughly two-thirds secured mobility products and one-third unsecured loans. The firm does not target sectors like real estate, healthcare, or technology beyond its core consumer lending verticals (per the firm, 2025).

Does Eleving Group participate in fund investments or co-investments?

There is no public disclosure of Eleving Group participating as a limited partner in third-party funds or co-investing alongside external managers. The firm's public profile indicates it operates as a direct lender rather than an institutional investor. Its public filings and marketing materials describe loan origination activity, not fund allocations.

Profile maintained by using OSINT (open-source intelligence), regulatory filings, licensed data partners, and verified direct submissions. Read the methodology. Last updated: . Continuous refresh with full update cycles at least every 30 days.

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