Engle Martin & Associates

Neither. Engle Martin is an independent loss-adjusting and claims-management company. It does not underwrite risk nor manage third-party capital. Its clients are insurance carriers and large corporates that hire the firm to investigate, quantify, and resolve complex commercial property and casualty claims. The firm generates revenue through fee-for-service engagements, not through investment returns.

The firm was founded by Chairman Kevin Martin. Day-to-day executive leadership sits with President and CEO John Engelman. The firm has undergone a deliberate succession from the founding-generation partners to a professionalized management team while remaining independent — a critical factor for carrier clients who require unconflicted adjusting services.

The firm specializes in large and complex commercial claims across property, liability, inland marine, construction, and business-interruption lines. Typical assignments involve hurricane damage to industrial plants, builders-risk losses on major construction projects, or product-liability incidents. The firm also operates a forensic-accounting and business-interruption practice that quantifies lost income for insured businesses.

Virtually all new business comes through insurance-carrier panels. Major carriers maintain approved lists of independent adjusters by geography and specialty, and a firm of Engle Martin's scale earns panel placement through institutional relationships, technical expertise, and a track record of adjusting large losses without conflicts. Reputation among claims executives and referrals from existing carrier clients drive the pipeline.

Engle Martin remains privately held. Ownership is concentrated with the founding-generation partners and senior operating management. The firm has not taken outside private-equity investment and has stated no public intention to sell, which reinforces the independence that carriers value in a claims-adjusting partner.