Private Equity

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FGI Equity

FGI is a leader in commercial finance offering financial services, which includes FGI's TRUST™ and SMART™ to manage credit and provide money lending...

FGI Equity logo

FGI Equity

FGI is a leader in commercial finance offering financial services, which includes FGI's TRUST™ and SMART™ to manage credit and provide money lending solutions.

General information

Firm type

Private Equity

Year founded

2000

AUM

Undisclosed

Location

Region

North America

Country

United States

City

New York

Corporate office

410 Park Avenue, Suite 920, New York, NY 10022

Additional offices

Santa Monica, CA, United States · Boca Raton, FL, United States · London, United Kingdom

Principals

Victor Espinosa

Head of Brokerage Division

Sector focus

Private CreditInsurTechLogistics & Supply Chain

Frequently asked questions

Who runs investment decisions at FGI Equity?

The firm does not publicly disclose a CIO or centralized investment committee. Its published leadership centers on divisional heads such as Victor Espinosa, who was appointed to lead the brokerage division in 2025. Credit and underwriting decisions appear distributed across the financing, risk, and equipment finance units.

Is FGI Equity structured as a single family office or does it operate more like a private credit fund?

FGI Equity operates as a commercial finance platform, not a family office or a commingled private credit fund. It provides direct asset-based loans, trade credit insurance brokerage, and proprietary risk-management software to middle-market businesses.

Does FGI Equity participate in fund commitments or only direct deals?

The firm originates direct loans and insurance placements rather than committing to third-party funds. Its transactions include asset-based revolving facilities, export receivables platforms, and trade credit policies tailored to individual corporate borrowers.

What investment stages does FGI Equity typically target?

FGI targets mature operating companies with domestic and cross-border working-capital needs. Its equipment finance division, launched in 2019, serves manufacturers undertaking physical expansion into Mexico, indicating a focus on late-stage or established firms requiring asset-heavy financing.

Which sectors does FGI Equity explicitly avoid?

The firm does not publish an exclusion list. Its disclosed client base spans logistics, manufacturing, and companies with export receivables, which suggests a generalist middle-market mandate rather than a sector-specialist one.

What is FGI Equity's known posture on co-investments alongside external GPs?

FGI does not market co-investment opportunities or operate as a GP in the traditional private equity sense. Its model is direct balance-sheet lending and insurance brokerage, without structures for third-party LP capital or co-investment alongside external fund managers.

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