Fiduciary Planning

Fiduciary Planning

Fiduciary Planning was established in 2019 and is headquartered in Englewood, New Jersey. The firm operates as a fee-only registered investment advisor, serving individuals, high-net-worth families, trusts, and corporate entities. Its founding coincided with a broader industry shift toward fiduciary-standard advisory models following the SEC's Regulation Best Interest, though the firm's own marketing emphasizes voluntary adherence to fiduciary duty rather than regulatory minimums. The firm's strategy centers on discretionary portfolio management integrated with comprehensive financial planning. Asset-class exposure typically spans equities, fixed income, and cash equivalents, with allocations tailored to individual client goals rather than model portfolios. Fiduciary Planning does not sell proprietary products or accept commissions — a structural feature that aligns advisor compensation with client outcomes. The firm's website domain, schorn.net, suggests individual practitioner roots, consistent with the solo-to-small-team trajectory common among planning-centric RIAs launched in the late 2010s. Public disclosures indicate the firm advises both individuals and institutional pools such as trusts and corporate accounts. Team size and assets under management are not publicly reported — a common posture for smaller independent wealth managers operating below the SEC's $100 million regulatory threshold for certain reporting requirements. No adjacent vehicles, philanthropic foundations, or operating businesses are disclosed in the firm's public filings. As of May 2026, no recent operational events — such as acquisitions, key hires, or office expansions — have been identified in public records. Structurally, Fiduciary Planning differs from bank-affiliated wealth managers by operating as an independent RIA with no proprietary product shelf. This independence reduces channel conflict — the firm's only revenue source is client-paid advisory fees — but it also means the firm must build its own technology stack, custody relationships, and compliance infrastructure without the institutional scaffolding a wirehouse provides. For a 2019-founded practice, that architecture signals a deliberate commitment to fiduciary purity over scale economics.