Fiduciary Wealth Advisors

Fiduciary Wealth Advisors

David Houck founded Fiduciary Wealth Advisors in 2014 in Sarasota, Florida, as a registered investment advisor structured explicitly around a fee-only fiduciary model. The firm advises individuals, high-net-worth families, and philanthropic organizations, positioning itself as legally bound to place client interests above its own. This eliminates the compensation structures that often influence recommendations at broker-dealers or dual-registered firms. The firm's investment strategy centers on portfolio construction, financial planning, and ongoing fiduciary management. Fiduciary Wealth Advisors deploys capital across public equities, fixed income, and cash-equivalent instruments through customized asset allocations. The practice does not market proprietary funds or earn commissions on product sales, which structurally aligns advisor compensation with portfolio performance and client goals rather than transaction volume. Geographic coverage is national, with a concentration among Florida-based retirees and Gulf Coast professionals. The firm remains intentionally compact by design. It operates from a single office in Sarasota and does not publicize team size or total assets under management. No adjacent private-fund vehicles, real-asset arms, or club networks are disclosed. Fiduciary Wealth Advisors has maintained a deliberately quiet operational profile — it prioritizes direct client relationships over institutional capital raising or public benchmarking, which is consistent with many small-firm RIAs in retirement-centric markets. The defining structural differentiator is the firm's unqualified fee-only fiduciary status. Unlike the larger wirehouse and bank-affiliated advisory groups that dominate the Florida retirement market, Fiduciary Wealth Advisors cannot accept commissions, soft-dollar payments, or revenue-sharing agreements from product providers. This regulatory posture creates a governance architecture where advisor incentives are mechanically limited to the advisory fee — a genuine structural constraint that shapes portfolio design, manager selection, and ongoing client monitoring decisions.