Fieldstone Money Management

Fieldstone originates senior secured commercial real estate loans, primarily short-term bridge financing and construction loans. Loans are secured by first-position liens on multifamily, mixed-use, retail, industrial, and other transitional properties. Terms typically range from 12 to 36 months, and the firm underwrites based on asset value and sponsor experience rather than standardized credit criteria.

John J. Woods founded the firm in 1990 and serves as President. As the founder-led principal, Woods is the key decision-maker for credit underwriting and portfolio construction. The firm does not publicly list a separate investment committee or additional named investment professionals.

The firm concentrates its lending activity in the Northeast and Mid-Atlantic regions of the United States. Primary markets include Connecticut, New York, and New Jersey, where the firm has the deepest relationships with sponsors, developers, and property owners.

Fieldstone operates as a boutique asset manager that pools capital through private investment funds and separately managed accounts. Its investor base consists of high-net-worth individuals and family offices. The firm does not publicly report fund sizes, regulatory filings, or institutional separate account mandates.

Fieldstone operates outside the bank regulatory framework, which allows it to structure and close commercial real estate loans faster than depository institutions. The firm can accommodate non-standard property types, transitional assets, and sponsor situations that do not fit conventional bank credit boxes — a flexibility that commands higher interest rates and origination fees.