Firstunity Financial Services

Firstunity operates as a funds manager and corporate advisor. Its core business is acting as the responsible entity and investment manager for wholesale managed investment schemes, predominantly mortgage funds that lend against Australian real estate. A separate advisory division handles corporate finance mandates — including M&A, divestments, and capital raisings — for mid-market private companies.

The firm manages third-party capital pooled through unlisted wholesale funds. Firstunity itself acts as the trustee and manager, not as a proprietary investor deploying a family balance sheet. Subordinated co-investment by the manager may occur in specific vehicles, but the dominant capital stack comes from external wholesale and sophisticated investors.

The mortgage funds typically originate first-registered loans secured against Australian residential or commercial property. Loan purposes commonly include construction and development, residual stock clearance, and short-term bridging for investment properties. The funds are structured for wholesale investors and target income returns through floating-rate interest on secured debt.

The firm holds an Australian Financial Services Licence issued by the Australian Securities and Investments Commission. ASIC's registers also show Firstunity as the appointed responsible entity for several unlisted managed investment schemes, which carries fiduciary obligations under the Corporations Act 2001.

No. The firm's offering documents and promotional materials consistently target wholesale or sophisticated investors, as defined under section 761G of the Corporations Act. The funds are not registered as retail managed investment schemes, and there is no publicly available product disclosure statement for retail distribution.