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Fluid Financial Planning

Fluid Financial Planning, LLC is a state-registered investment adviser in Columbus, GA. The firm manages approximately $20 million in regulatory assets.

Fluid Financial Planning

Fluid Financial Planning, LLC is a state-registered investment adviser in Columbus, GA. The firm manages approximately $20 million in regulatory assets. It has 1 employee and 1 investment adviser.

General information

Firm type

other

Location

Region

North America

Country

United States

City

Columbus

Corporate office

Hoboken, NJ, United States

Principals

Graham Klatt

Founder and Managing Director

Frequently asked questions

What types of clients does Fluid Financial Planning typically work with?

The firm's stated focus is on business owners, real estate investors, and professionals with significant equity compensation packages. Published content frequently addresses tax planning for startup employees holding ISO or NSO stock options, rental property cash flow modeling, and early retirement withdrawal strategies. Ultra-high-net-worth multigenerational families do not appear to be a primary target demographic.

How does the firm charge for its services?

The firm markets a flat-fee or subscription retainer model rather than the common assets-under-management percentage fee. Published commentary explicitly critiques the conflict-of-interest potential in AUM-based billing. Specific fee schedules are not publicly posted, but the advice-only positioning means fees are not tied to account balances.

Profile maintained by using OSINT (open-source intelligence), regulatory filings, licensed data partners, and verified direct submissions. Read the methodology. Last updated: . Continuous refresh with full update cycles at least every 30 days.

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