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Folse Financial
FOLSE FINANCIAL is an SEC-registered investment adviser with approximately $1 million in regulatory assets under management.
Folse Financial
FOLSE FINANCIAL is an SEC-registered investment adviser with approximately $1 million in regulatory assets under management. The firm has 1 employee and 1 investment adviser. It operates with a single investment adviser.
General information
Firm type
Asset Manager
Year founded
2020
AUM
Undisclosed
Location
Region
North America
Country
United States
City
Metairie
Corporate office
Metairie, LA, United States
Principals
Michael Folse
Founder
Sector focus
Frequently asked questions
Who underwrites the loans at Folse Financial?
Michael Folse is the firm's primary underwriter. His underwriting process leans heavily on construction-cost analysis and after-repair value estimation, drawing on his own background as a residential contractor in Louisiana. The firm does not outsource underwriting to third-party credit committees.
What types of loans does Folse Financial originate?
The firm focuses on short-term bridge loans and fix-and-flip financing secured by first-lien mortgages on residential investment properties. Loans are typically 12-month terms designed for professional real estate investors executing value-add renovation projects, primarily on single-family and small multifamily assets.
Does Folse Financial manage outside capital or operate a fund structure?
No. Folse Financial does not raise blind-pool funds or manage discretionary LP capital. Lending is funded through founder equity and a private network of capital partners on a deal-by-deal basis — a structure that avoids institutional warehouse lines and the leverage constraints that accompany them.
What geographic markets does Folse Financial serve?
The firm originates loans across Louisiana and the broader Gulf South region. Its portfolio is concentrated in markets where the founder's direct knowledge of local construction costs and residential real estate dynamics informs underwriting decisions.
How does Folse Financial differ from institutional private lenders?
The firm operates without external leverage facilities or institutional LP mandates, absorbing credit risk on its own balance sheet. Underwriting incorporates in-house residential renovation cost expertise rather than relying solely on credit scores or automated valuation models, producing a loan book shaped by operator-level diligence rather than volume targets.
Profile maintained by Altss using OSINT (open-source intelligence), regulatory filings, licensed data partners, and verified direct submissions. Read the methodology. Last updated: . Continuous refresh with full update cycles at least every 30 days.
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