Garner Asset Management

H. Lee Garner III serves as the firm's Chief Investment Officer and primary decision-maker. The firm's filings designate him as the key principal, and the investment platform does not list additional investment committee members with shared authority. This centralized structure is typical of family-anchored investment offices that prioritize continuity and direct oversight.

The firm invests directly rather than through third-party pooled funds. Real estate holdings are acquired outright, and private credit positions take the form of direct loans to middle-market companies. This approach permits custom deal terms, asset-level control, and tax-efficient structuring that is difficult to achieve when investing as a limited partner in institutional funds.

The firm concentrates its real estate investments in Texas and the southeastern United States, where the Garner family has long-standing business relationships. Private credit activities extend to regional middle-market companies primarily in the energy services and healthcare sectors, leveraging proximity and direct origination networks rather than broker-mediated auctions.