Generations Wealth Planning

Generations Wealth Planning

Founded in 2018, Generations Wealth Planning established its practice in Sarasota, Florida, serving local families, trusts, and small business owners. The firm operates as an independent registered investment adviser, a structure that imposes a fiduciary duty to place client interests ahead of its own — distinct from the suitability standard that governs broker-dealers. Its formation aligns with a broader Florida trend, as wealth migration from the Northeast has reshaped the advisory landscape along the Gulf Coast over the past decade. The firm provides discretionary asset management, including investment planning and portfolio construction. Public records indicate the firm's ADV filing lists asset classes such as exchange-traded funds, mutual funds, and individual equities, weighted toward long-only public-market exposures. No private-market or alternative-asset strategies are disclosed, consistent with a mass-affluent and high-net-worth client base rather than an institutional one. Client portfolios are likely constructed using model allocations rather than bespoke direct investments, given the firm's scale and regulatory filings. Generations Wealth Planning remains a lean operation; the most recent regulatory filings list a small number of non-clerical employees. The firm does not operate additional offices outside Sarasota. No adjacent vehicles — such as a tax-preparation arm, an independent trust company, or a philanthropic foundation — are recorded in public filings, suggesting it is a focused advisory practice rather than a multi-entity wealth management platform. In 2024, the firm maintained its registration with the SEC as a small adviser, with assets under management below the $100 million threshold that would require additional disclosure granularity. Structurally, the firm competes in a crowded independent RIA market where breaking away from a wirehouse or bank was a dominant narrative in the 2018–2022 period. Unlike serial acquirers or roll-up platforms, Generations appears to be an organically grown boutique. Its structural differentiator is its independence — no bank parent, no broker-dealer affiliation, no proprietary product shelf — which can appeal to clients wary of institutional conflicts, even if it limits access to in-house alternatives or lending desks.