Gibraltar Wealth Management

Yes. As an SEC-registered investment advisor, Gibraltar Wealth Management is legally bound by the fiduciary standard under the Investment Advisers Act of 1940. This requires the firm to act in its clients' best interests, disclose conflicts of interest, and seek best execution on portfolio transactions. Registered investment advisors are distinct from broker-dealers, who operate under a less stringent suitability standard.

Per its SEC Form ADV filings, Gibraltar serves individuals, high-net-worth individuals, and institutional clients. The firm customizes portfolios to each client's investment objectives, risk tolerance, and tax circumstances, operating primarily through separately managed discretionary accounts.

Based on available regulatory filings, Gibraltar does not appear to sponsor or manage proprietary pooled investment vehicles. The firm constructs client portfolios using individual securities and external third-party fund managers, maintaining separation between advisory and product-manufacturing functions.

Gibraltar's Form ADV indicates the firm charges asset-based advisory fees on discretionary portfolios, a compensation structure that ties the firm's revenue to portfolio value rather than transaction frequency. This is the standard revenue model for fiduciary RIAs and contrasts with commission-based brokerage models.

The firm's regulatory disclosures describe a discretionary management approach that spans global equities, fixed income securities, and alternative investments including private funds. Portfolio allocations are determined by individual client circumstances, with investment selection informed by fundamental analysis and external manager due diligence.