Global PayTech Ventures

Founder and Managing Partner Javier Perez leads the investment committee, with Managing Partner Mike Luzio as the other senior decision-maker. Both held product and innovation roles at Mastercard before co-founding the firm in 2019. No additional general partners have been publicly disclosed.

The firm invests at seed and early-stage, often writing first institutional checks. It targets companies that have built initial product but need capital and operational guidance to commercialize within the payments ecosystem. The partners serve on portfolio company boards and draw on their operator backgrounds to support go-to-market execution.

Despite being a fintech fund, the firm explicitly avoids consumer lending, insurtech, real-estate technology, and digital banking. The mandate is confined to the payments layer: issuer processing, merchant acquiring, cross-border settlement, B2B disbursements, embedded finance infrastructure, and the identity and compliance software that sits underneath transaction flow.

Based on public disclosures, the firm invests directly into portfolio companies rather than acting as a fund-of-funds allocator. The concentrated portfolio and board-seat approach are consistent with a direct-investment mandate. No secondary or fund-commitment activity has been reported.

Portfolio holdings and partner backgrounds suggest a primary focus on the Americas and the Middle East and North Africa. Perez's emerging-markets tenure at Mastercard gives the firm practical reach into MENA payments infrastructure, and confirmed portfolio company Dapi operates in that region. The firm is headquartered in Miami.