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Groupe Camacte
Headquartered in Schiltigheim, Groupe Camacte operates as the insurance arm of CAM btp, the construction-industry mutual. The firm writes non-life (property...
Groupe Camacte
Headquartered in Schiltigheim, Groupe Camacte operates as the insurance arm of CAM btp, the construction-industry mutual. The firm writes non-life (property and casualty) and life policies through two dedicated subsidiaries — ACTE iard and ACTE vie. The group's mandate covers the Grand Est region, with a concentration in Bas-Rhin and Haut-Rhin, where it insures construction firms, tradespeople, and their employees. The investment portfolio is constructed to back the group's insurance liabilities. Asset allocation emphasizes the liquid, investment-grade French fixed-income instruments typical of a continental insurer, alongside a smaller allocation to French equities and real estate. Real estate holdings likely include regional commercial assets in Alsace. The group's narrow regional focus means the liabilities it hedges are tightly correlated with the local construction cycle. The group's scale is modest by national standards but significant within its niche. CAM btp's broader membership base includes thousands of building-trade enterprises across Eastern France. Groupe Camacte's team is concentrated in the Strasbourg suburb of Schiltigheim, and there is no indication of offices outside the region. Adjacent vehicles beyond ACTE iard and ACTE vie are not publicly documented. Camacte's structural differentiator is its position as a captive or near-captive insurer for a single-industry mutual. The investment policy is subordinated to the insurance cycle of the construction trades — a rhythm that differs from that of a diversified composite insurer. This alignment makes Camacte a defensive, counter-cyclical allocator relative to broader French insurance flows.
General information
Firm type
Insurance
Year founded
1926
AUM
Undisclosed
Location
Region
Europe
Country
France
City
Schiltigheim
Corporate office
Schiltigheim, France
Frequently asked questions
What is the relationship between Groupe Camacte and CAM btp?
CAM btp is the parent mutual, a professional organization serving the construction and public-works sector in Eastern France. Groupe Camacte functions as its dedicated insurance vehicle, providing the property, casualty, and life coverage that CAM btp's member firms require. The arrangement allows premiums and claims to be managed within a single sector-focused structure rather than going to a third-party commercial carrier.
What types of insurance does Groupe Camacte write?
The group writes through two subsidiaries: ACTE iard handles property and casualty (non-life) insurance, and ACTE vie handles life insurance. The non-life book includes coverage tailored to construction firms, including worksite liability, equipment, and professional indemnity. The life book offers savings and protection products to individuals working in the regional building trades.
How does Groupe Camacte invest its insurance float?
As a French regulated insurer, Camacte's general-account portfolio is weighted toward French government bonds and high-grade corporate credit to meet Solvency II capital requirements. A smaller sleeve is allocated to French equities and direct real estate in the Grand Est region. The portfolio must remain highly liquid and duration-matched to the group's short-to-medium-tail liability profile.
Does Groupe Camacte operate outside the Grand Est region?
There is no public evidence of operations outside Eastern France. The group's headquarters in Schiltigheim and its exclusive alignment with CAM btp — whose membership is concentrated in Alsace and neighboring départements — indicate a deliberately regional mandate. French mutual insurers of this type tend to deepen their geographic penetration rather than expand nationally.
Is Groupe Camacte a single-family office or an asset manager?
Neither. Groupe Camacte is an insurance group (asset owner) that manages its general-account portfolio internally to back policyholder liabilities. It does not manage third-party capital, seed external funds, or operate as a family office. Its investment activity is a treasury function in service of an underwriting balance sheet.
Profile maintained by Altss using OSINT (open-source intelligence), regulatory filings, licensed data partners, and verified direct submissions. Read the methodology. Last updated: . Continuous refresh with full update cycles at least every 30 days.
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