Growth Lending

Growth Lending

Growth Lending offers revenue-based financing, a form of debt under which repayments fluctuate with a borrower's monthly revenue, to technology firms and intellectual property-led businesses. The model is designed for companies that lack hard assets for traditional collateral but have recurring or predictable revenue streams. The firm's founding date and founding principals are not publicly disclosed. Its asset-class mix encompasses growth debt, revenue-based loans, and working capital facilities. Growth Lending targets UK and European companies with annual recurring revenue above £200,000. It typically deploys between £250,000 and £5 million per transaction, with unsecured loan terms of 12 to 36 months. The firm explicitly excludes businesses in real estate, construction, and pure-play biotech from its lending universe. The team size and total deployment figures are not in the public record. Growth Lending maintains its headquarters in London, United Kingdom. No additional offices or philanthropic structures are publicly associated with the firm. The firm's structural differentiator is its revenue-based repayment mechanism, which reduces default risk during a borrower's low-revenue periods. This venture-debt variant merges elements of equity and debt: the lender accepts higher risk through unsecured loans while the borrower avoids dilution. The model remains uncommon among UK specialist lenders, positioning Growth Lending as a niche counterparty for asset-light tech companies.