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Harbor Community Bank
Harbor Community Bank is a Florida community bank serving Indiantown with commercial real estate lending and small business banking services.
Harbor Community Bank
Harbor Community Bank is a Florida state-chartered bank headquartered in Indiantown, Martin County. Founded in 2005, it provides core banking services to individuals and small businesses in the region, including checking accounts, savings accounts, and commercial real estate loans. The bank is regulated by the Florida Office of Financial Regulation and the FDIC, with deposit insurance up to $250,000 per depositor. The bank's lending strategy centers on real estate and small business financing, typical for community banks in rural and exurban Florida markets. It originates loans primarily in Martin, Palm Beach, and surrounding counties, targeting owner-occupied commercial properties, construction loans, and residential mortgages. In 2023, Harbor Community Bank reported total assets of approximately $180 million (per FDIC public data, 2023). The bank operates from a single branch location in Indiantown, with a modest team of fewer than 20 employees. As a community bank, it does not have investment banking, asset management, or wealth advisory operations. It maintains no known philanthropic or family-office structures affiliated with the bank's ownership. Harbor Community Bank is structurally differentiated solely by its geographic niche — serving a small rural community without the scale or complexity of larger financial institutions. It does not manage outside capital or operate as a family office, making it an atypical fit for Altss's core coverage universe.
General information
Firm type
Bank
Year founded
—
AUM
Undisclosed
Location
Region
North America
Country
United States
City
Indiantown
Corporate office
Indiantown, FL, United States
Sector focus
Frequently asked questions
What types of accounts does Harbor Community Bank offer?
Harbor Community Bank provides standard deposit accounts including checking, savings, money market accounts, and certificates of deposit (CDs). It also offers online banking services typical for small community banks (per FDIC public records).
Is Harbor Community Bank FDIC insured?
Yes, Harbor Community Bank is a member of the Federal Deposit Insurance Corporation, providing depositors up to $250,000 in insurance coverage per depositor. Its FDIC certificate number is available on the FDIC's BankFind tool.
How large is Harbor Community Bank in terms of assets?
As of 2023, Harbor Community Bank reported total assets of approximately $180 million, making it a small community bank by national standards (per FDIC public data, 2023).
Does Harbor Community Bank manage family office investments?
No, Harbor Community Bank operates solely as a traditional community bank. It does not provide asset management, family office services, or investment advisory functions beyond standard banking products.
Where does Harbor Community Bank operate?
The bank's sole branch is in Indiantown, Florida, serving Martin County and adjacent areas in Palm Beach and St. Lucie counties. It does not have additional branches or offices elsewhere (per FDIC branch data).
Who owns Harbor Community Bank?
Ownership of Harbor Community Bank is not publicly listed, but as a state-chartered bank, its shareholder structure is privately held. Information on individual or institutional ownership is unavailable.
What is the bank's lending focus?
Harbor Community Bank primarily originates commercial real estate loans, small business loans, and residential mortgages within its Florida market. Its lending is traditional and does not involve private equity, venture debt, or high-yield instruments (per FDIC loan portfolio breakdown).
Profile maintained by Altss using OSINT (open-source intelligence), regulatory filings, licensed data partners, and verified direct submissions. Read the methodology. Last updated: . Continuous refresh with full update cycles at least every 30 days.
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