Harbour Litigation Funding

Co-founder Susan Dunn and Managing Director Ellora MacPherson lead the firm's investment committee. The committee reviews potential claims for legal merit, damages quantum, enforceability risk, and budget-to-award ratio before committing capital. Harbour's underwriting team includes lawyers with experience at major commercial firms who assess each case on its legal merits rather than relying solely on external counsel opinions.

Harbour operates on a portfolio basis, raising closed-end funds that commit capital across a diversified pool of litigation claims. This structure spreads risk across jurisdictions, claim types, and legal teams — insulating the fund from single-case failure. Later vintages have targeted larger claim sizes and expanded into group action proceedings.

Harbour primarily funds claims in the UK, Continental Europe, Australia, and offshore financial centers such as the Cayman Islands and British Virgin Islands. The firm selects jurisdictions with established legal frameworks for third-party funding and predictable enforcement of judgments and arbitral awards.

Harbour raises institutional equity from limited partners into closed-end fund structures, rather than relying on insurance capacity or underwriting to cover adverse costs risk. This equity-funded, portfolio approach aligns Harbour with private capital models — institutional investors commit capital, pay management fees, and share in carried returns — rather than the premium-funded model common in insurance-linked litigation finance.