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Incode Technologies
Incode Technologies, founded by Ricardo Amper, has processed 7.1 billion identity trust checks and protects Citi, Equifax and Experian from AI-driven...
Incode Technologies
AI-powered identity verification and fraud prevention for the world’s leading companies. Secure onboarding, authentication, and KYC compliance.
General information
Firm type
Asset Manager
Year founded
2015
AUM
Undisclosed
Location
Region
North America
Country
United States
City
San Francisco
Corporate office
101 Mission St, Suite 900, San Francisco, CA 94105, United States
Additional offices
New York, United States · Belgrade, Serbia · Mexico City, Mexico · Madrid, Spain · London, United Kingdom · Bogotá, Colombia · Tel Aviv, Israel · Barcelona, Spain
Principals
Ricardo Amper
Founder & CEO
Jovan Jovanovic
Chief Technology Officer
Alex Golunov
Head of AI
Roman Karachinsky
Chief Product Officer
Jesse Franklin
Chief Financial Officer
Jose Baltazar
Chief Business Operations Officer, Head of North America
Sector focus
Frequently asked questions
Who runs investment decisions at Incode Technologies?
Incode is a venture-backed private operating company, not a family office or fund manager. Corporate governance and capital-allocation decisions sit with Founder & CEO Ricardo Amper and the executive team, with oversight from its financial backers. The firm raised a Series B that gave it a $1.25 billion valuation in 2021, but the identities of its institutional investors are not publicly detailed on the firm's website.
Is Incode a financial services firm or a technology company?
Incode is a technology company that sells AI-powered identity-verification and anti-fraud software to financial institutions and large enterprises. It does not manage third-party capital nor deploy a balance sheet as an investment vehicle. The confusion arises because its core customers — Citi, Equifax, Experian, Banco Dondé — are heavily regulated financial firms.
Which sectors does Incode’s product serve?
Its platform targets financial services, banking, fintech, insurance and any enterprise that must perform KYC/AML compliance or high-assurance identity verification at scale. The firm's website also highlights a newer practice called Agentic Trust, designed to authenticate autonomous AI agents — a signal that it is expanding into software infrastructure for the AI economy.
How does Incode source its AI training data?
Incode builds its models on an internal data network the firm says includes more than 400 million identity profiles and processes over 4.1 billion identity checks annually. This closed-loop data advantage — biometric and document signals collected across its global customer base — is the main differentiator the firm claims enables it to stay ahead of deepfake and synthetic-identity fraud.
What is Incode’s posture on data privacy and biometric storage?
Incode states that its technology is designed so that sensitive biometric data is processed without being stored on customer-owned infrastructure, a model intended to simplify global compliance obligations for banks and fintechs. The firm also holds iBeta Level 1 and Level 2 certifications for passive liveness detection, which independently confirm that its software resists sophisticated presentation attacks.
How is Incode related to AuthenticID?
Incode acquired AuthenticID in 2024. AuthenticID adds complementary biometric and document-authentication technology and strengthened Incode's sales footprint in North America. The two brands continue as part of a single Incode product suite.
Profile maintained by Altss using OSINT (open-source intelligence), regulatory filings, licensed data partners, and verified direct submissions. Read the methodology. Last updated: . Continuous refresh with full update cycles at least every 30 days.
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