Asset Manager

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Investable Loans

Investable Loans is a New York City-based firm founded in 2015. It offers custom short-term loans to small businesses using daily transactional data.

Investable Loans

Investable Loans is a New York City-based firm founded in 2015. It offers custom short-term loans to small businesses using daily transactional data. The firm has provided $45,000 in total funding.

General information

Firm type

Asset Manager

Sector focus

Private Credit

Frequently asked questions

How does Investable Loans source the loans on its platform?

The platform aggregates loans from a network of non-bank originators — specialty finance companies, online lenders, and alternative credit providers that underwrite borrowers directly. Investable Loans does not publicly name its origination partners, which is typical for marketplace platforms that compete on access to proprietary origination flow. Loans are segmented by risk grade and presented to investors for selection.

Is investor capital pooled, or do investors own individual loans?

Investors own individual loans outright rather than shares in a commingled fund. Each investor selects which specific loans to fund, building a portfolio of direct credit positions. This structure differs from a typical private credit fund where the manager makes all investment decisions and investors hold limited partnership interests subject to capital calls and distribution waterfalls.

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