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Jack in the Box Inc. Retirement Plan
The Jack in the Box Inc. Retirement Plan was established in 1951 alongside the founding of Jack in the Box Inc. by Robert O. Peterson in San Diego, California.
Jack in the Box Inc. Retirement Plan
The Jack in the Box Inc. Retirement Plan was established in 1951 alongside the founding of Jack in the Box Inc. by Robert O. Peterson in San Diego, California. The plan operated for decades as a non-contributory defined-benefit structure, accumulating liabilities to service the company's growing restaurant workforce. Today, the plan is frozen — no new benefit accruals are added — and its sole function is to discharge remaining obligations to vested participants and retirees. As a legacy corporate pension, the plan's assets are managed to meet monthly beneficiary payouts rather than to pursue aggressive growth. Typical asset allocations for frozen plans of this profile tilt toward fixed income and liability-matching strategies, with smaller commitments to public equities and alternatives. The plan's investment posture is governed by the Jack in the Box Inc. investment committee and any outsourced CIO or consultant relationships the firm maintains, though specific mandates or external managers are not publicly itemized. The plan sits within Jack in the Box Inc., a publicly traded entity operating over 2,000 quick-service restaurants across the western and southern United States. The parent company's investor-relations function at investors.jackinthebox.com houses plan disclosures and SEC filings that detail pension obligations, funded status, and discount-rate assumptions. Professional headcount dedicated to the pension plan is not publicly broken out from broader corporate finance and treasury teams. Structurally, the plan's frozen status separates it from the active-liability management that occupies most pension funds. It functions more like a run-off insurer than a going-concern retirement vehicle — the investment challenge is not asset growth but precise duration matching against a declining beneficiary pool. This posture makes capital-allocation questions secondary to actuarial calculus, a dynamic uncommon among unfrozen corporate plans.
General information
Firm type
Pension Fund
Year founded
1951
Location
Region
North America
Country
United States
City
San Diego
Corporate office
San Diego, CA, United States
Frequently asked questions
Is the Jack in the Box Inc. Retirement Plan still open to new participants?
No. The plan is frozen, meaning no new employees can enter and existing participants are no longer accruing additional benefits. The plan's sole function is to pay vested benefits to retirees and deferred vested participants according to the plan's formula when it was active.
How are the plan's assets invested?
The plan does not publicly break out its full asset allocation or manager roster. Frozen plans of this type typically emphasize fixed-income and liability-driven investing to match projected benefit cash flows, with limited exposures to equities and alternatives. The precise mix is overseen by the company's investment committee, with details disclosed in annual filings to the Department of Labor and in Jack in the Box Inc.'s SEC reports.
What regulatory filings does this pension plan submit?
As an ERISA-governed defined-benefit plan, it files Form 5500 annually with the U.S. Department of Labor. The parent company, Jack in the Box Inc., also discloses pension obligations, funded status, and key assumptions in its annual 10-K filing with the SEC, accessible via investors.jackinthebox.com.
Who oversees investment decisions for the retirement plan?
Investment policy and oversight are the responsibility of the Jack in the Box Inc. investment committee, which may engage external consultants or outsourced chief investment officer services. Individual committee members and any delegated investment managers are not publicly identified in readily available disclosures.
How is the plan's funded status?
Funded status fluctuates with market conditions, interest rates, and company contributions. Jack in the Box Inc. reports the plan's obligations and asset values quarterly and annually in its SEC filings. The most current funded ratio and any contribution requirements appear in the parent company's financial footnotes.
Profile maintained by Altss using OSINT (open-source intelligence), regulatory filings, licensed data partners, and verified direct submissions. Read the methodology. Last updated: . Continuous refresh with full update cycles at least every 30 days.
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