Jazz Wealth Managers

Jazz Wealth Managers

Jazz Wealth Managers launched in 2016 from Largo, Florida, founded by Dustin Tibbitts, a former engineer who entered wealth management with a focus on fixed-fee transparency. The firm emerged as an early proponent of flat monthly retainers for comprehensive planning and investment management, rejecting the assets-under-management percentage model that dominates the registered investment advisor channel. Tibbitts built the practice partly on YouTube, where his educational content has drawn a substantial following among DIY investors transitioning to professional advice. The firm deploys client capital primarily into low-cost, globally diversified ETF portfolios, with allocations spanning US and international equities, fixed income, and real estate investment trusts. Jazz constructs model portfolios in-house, emphasizing factor tilts and tax-efficient placement across account types. The firm does not pursue direct private company investments or fund commitments; its strategy is anchored in liquid public markets. Client accounts are custodied at major institutional platforms, with the firm holding discretionary authority over trades and rebalancing. Jazz serves individuals, high-net-worth households, and small business retirement plans across the United States, with no disclosed international office footprint. Jazz has scaled without external capital or acquisition, growing organically through its digital presence. The firm's headcount and total assets under management are not publicly disclosed, reflecting its position as a privately held, founder-controlled RIA. Its adjacent vehicle is the educational content operation on YouTube, which functions as both a lead-generation engine and a public-education resource, covering topics from 401(k) rollovers to tax-loss harvesting. In recent years, the firm has expanded its service menu to include tax preparation, bundling filing with ongoing advisory relationships. Jazz's structural distinction lies in its pricing architecture. By charging a flat monthly fee rather than a percentage of assets, the firm decouples revenue from market performance and account size, aligning its incentive with advice quality rather than asset accumulation. This model shifts the client relationship away from sales-driven wealth management and toward a subscription-like professional service, a posture that sets it apart from both traditional RIAs and automated platforms.