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Jiangsu Re-Guarantee technology Micro-credit
Jiangsu Re-Guarantee technology Micro-credit was established in 2011 and is headquartered in Nanjing, Jiangsu Province. It functions as a corporate investor...
Jiangsu Re-Guarantee technology Micro-credit
Jiangsu Re-Guarantee technology Micro-credit was established in 2011 and is headquartered in Nanjing, Jiangsu Province. It functions as a corporate investor with a hybrid financial-services mandate, originating small loans, providing financing guarantees, acting as an insurance agency, and deploying venture capital. This combination places the firm at the intersection of local government credit-enhancement policy and direct technology investment. The firm's strategy spans private credit and early-stage equity within China's domestic market. On the credit side, it extends micro-loans and guarantee facilities, likely to small and medium enterprises that struggle to access traditional bank financing. On the equity side, it makes venture capital investments in technology companies. The precise portfolio composition is not publicly itemized, but the dual capital stack — debt plus equity — creates a sourcing funnel where lending relationships can yield proprietary investment opportunities. Its geographic focus remains concentrated in Jiangsu and surrounding Yangtze River Delta provinces, one of China's densest corridors for advanced manufacturing and software startups. Team size and total deployment figures are not disclosed. The firm's registration structure and website suggest it operates as a single legal entity without separately branded philanthropic or real-asset arms. No recent fund closes, acquisitions, or leadership changes have been reported in the last 24 months. The firm's web domain, jsxbmc.com.cn, indicates it is a provincial-level micro-credit company licensed under Jiangsu's financial regulatory framework — a classification that subjects it to local capital-adequacy and lending-cap rules distinct from national bank or securities regulations. Its structural distinction lies in the guarantee-plus-investment model. Most micro-credit companies in China either lend or invest; Jiangsu Re-Guarantee technology Micro-credit combines a re-guarantee function — acting as a backstop for other guarantors — with direct venture capital. This layered risk architecture makes the firm a conduit for provincial credit-enhancement capital to reach private technology enterprises, a posture that serves local industrial policy goals while generating fee income and equity upside.
General information
Firm type
Corporate Investor
Year founded
2011
AUM
Undisclosed
Location
Region
Asia
Country
China
City
Nanjing
Corporate office
Nanjing, Jiangsu, China
Sector focus
Frequently asked questions
How does Jiangsu Re-Guarantee technology Micro-credit source its investment opportunities?
The firm's lending and guarantee operations create a proprietary origination channel. Small and medium enterprises that first engage for credit or guarantee services become visible to the venture capital team, providing early insight into their financial health, management quality, and growth trajectory. This deal-flow model is particularly relevant in China's Jiangsu province, where many technology companies lack relationships with traditional venture networks but interact regularly with regional guarantee and credit institutions.
Is the firm a single family office, a state-backed entity, or an independent corporate investor?
Jiangsu Re-Guarantee technology Micro-credit operates as a corporate investor rather than a family office. While its precise ownership structure is not publicly detailed, its classification as a provincial micro-credit company and its re-guarantee function suggest links to Jiangsu's regional financial ecosystem, which often involves provincial government backing or policy-aligned capital. It is not structured as a single family office.
Does the firm participate in fund commitments or only direct deals?
Based on its registered business scope and the absence of any disclosed fund-of-funds activity, the firm appears to deploy capital primarily through direct loans, direct guarantees, and direct venture investments. There is no public record of it making commitments to external private equity or venture capital funds as a limited partner.
What investment stages does the firm typically target on the venture capital side?
Specific stage preferences have not been published. Given the firm's concurrent micro-lending business and its focus on technology enterprises within Jiangsu, the venture portfolio likely skews toward early-stage and growth-stage companies that can also benefit from the firm's credit products. Seed-stage or pre-revenue investments would be less compatible with the firm's integrated credit model.
How is the firm regulated?
The firm's '.com.cn' domain and its 'micro-credit' designation place it under Jiangsu Provincial Financial Regulatory Bureau supervision, the local authority that oversees micro-credit companies in China. This regulatory framework imposes capital-adequacy requirements, lending-rate caps, and geographic operating boundaries that differ materially from those governing securities firms, banks, or national-level guarantee corporations.
Profile maintained by Altss using OSINT (open-source intelligence), regulatory filings, licensed data partners, and verified direct submissions. Read the methodology. Last updated: . Continuous refresh with full update cycles at least every 30 days.
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