Kaiser Wealth Management

Public record indicates Kaiser operates as a non-depository trust company chartered in Wyoming. This structure means the firm provides fiduciary services — trustee appointments, estate administration, and custody oversight — without maintaining a lending book or FDIC-insured deposit base. The legal separation insulates trust assets from the liabilities of a banking operation, which is one reason families select a dedicated trust company over a commercial bank trust department.

A directed trust separates administrative trustee duties from investment discretion. Kaiser serves as the administrative trustee — handling tax filings, distribution processing, and trust accounting — while the client or a named investment advisor directs portfolio decisions. For families working with an existing multi-family office or registered investment advisor, this avoids surrendering investment control to an institutional trustee and can reduce conflicts that arise when a trustee is compensated from assets under management.

Wyoming's modern trust code permits dynasty trusts with terms up to 1,000 years, self-settled asset protection trusts, and targeted income-tax treatment on trust income for non-resident beneficiaries. Many trust companies domicile in Cheyenne to access this statutory framework. Kaiser's Wyoming charter allows it to serve out-of-state grantors and beneficiaries who seek these structural benefits without relocating their primary residence to Wyoming.

Based on the firm's trust-company structure, investment management is typically not an in-house function. In a directed trust arrangement, Kaiser administers the trust while the grantor's chosen investment advisor or family office maintains portfolio discretion. This is distinct from a full-service trust department where one institution both manages assets and administers the trust — a setup that can produce fee-compounding but less separation of duties.