LCNB Corp

LCNB Corp operates LCNB National Bank, a community bank offering retail banking, commercial and residential lending, mortgage services, and wealth management. The bank serves individuals, families, and small-to-medium businesses through 34 branch locations. Its lending portfolio includes commercial real estate, residential mortgages, and small business loans.

No. LCNB Corp is a publicly traded bank holding company structured as a community bank with a trust department offering fiduciary and wealth management services. It is not a family office or private capital allocator. The trust division provides estate administration, retirement plan management, and investment services to regional clients.

The firm operates primarily in southwestern Ohio and northern Kentucky, with a branch network concentrated in the Cincinnati-Dayton corridor. Key counties served include Butler, Warren, Hamilton, and Clermont in Ohio, plus select markets across the Ohio River in Kentucky, expanded through acquisitions such as Cincinnati Federal and Eagle Financial Bancorp.

Eric J. Meilstrup has served as President and Chief Executive Officer of LCNB Corp since 2019. The firm is publicly traded on the Nasdaq under the ticker LCNB, with a board of directors providing governance oversight under SEC and Federal Reserve regulatory frameworks applicable to bank holding companies.

LCNB has grown through acquisitions within its existing markets. Notable transactions include the 2019 acquisition of Cincinnati Federal and the September 2024 acquisition of Eagle Financial Bancorp, which added roughly $175 million in assets. As of late 2024, total consolidated assets stood at approximately $2.1 billion.