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LendingPoint
LendingPoint, led by CEO Mark Freeman, originates near-prime personal loans from $1,000–$36,500 using proprietary underwriting that looks beyond FICO.
LendingPoint
LendingPoint is a US-based company founded in 2014 in Kennesaw, Georgia. It has secured $125.45 million in total funding.
General information
Firm type
Asset Manager
Location
Region
North America
Country
United States
City
Kennesaw
Corporate office
Kennesaw, GA, United States
Principals
Mark Freeman
Chief Executive Officer, Interim CFO
Dan Shuntich
Chief Risk Officer
Mark Lorimer
Chief Business Affairs and Legal Officer
Amanda Flashner
Chief Experience and Communications Officer
Roy Russo
Chief Technology Officer
Michael Antonishak
Chief Operating Officer
Christy Mahon
Chief People Officer
Raul Tavares
Chief Lending Officer
Sector focus
Frequently asked questions
Who runs investment decisions at LendingPoint?
LendingPoint is not an asset allocator but a direct consumer lender. Credit strategy and underwriting sit under Chief Risk Officer Dan Shuntich, whose prior roles include credit leadership at Renovate America and Dell Financial Services. CEO Mark Freeman oversees capital-markets programs and corporate strategy.
How does LendingPoint underwrite its loans?
LendingPoint uses a proprietary smart technology that evaluates applicants beyond traditional credit-scoring data. The firm's website states the system incorporates verifiable banking-account information, employment or retirement income, and alternative signals to construct a suitability picture. This model targets near-prime borrowers who may be underserved by standard FICO-driven lenders.
What is LendingPoint's lending capacity and where does it operate?
The firm originates personal loans from $1,000 up to $36,500. It operates nationally but excludes Nevada and West Virginia, with higher minimum loan amounts in Georgia, Colorado and Hawaii. Applications may be funded directly by LendingPoint or through partner banks FinWise Bank and Coastal Community Bank.
Does LendingPoint disclose its assets under management?
LendingPoint does not publicly report a total AUM figure. The firm's website references periodic AUM growth in its news section but provides no underlying totals. As of mid-2026, the number remains undisclosed.
Who were the founders of LendingPoint and what is its ownership structure?
While LendingPoint's corporate site details its current leadership team, it does not disclose individual founders, founding year or ownership structure. The firm operates as a private lender, with recent strategic-capital raises suggesting external investor backing, but specific backers are not publicly named.
Which consumer segments does LendingPoint avoid?
LendingPoint does not lend to applicants with annual incomes below $35,000 and does not serve residents of Nevada or West Virginia. The firm also requires a verifiable personal U.S. banking account, a government-issued photo ID and a social security number — excluding unbanked or non-citizen populations that lack these credentials.
How is LendingPoint related to its bank partners?
LendingPoint operates a hybrid model: loans may be issued through its own licensed-lender entity or funded by partner banks, including FinWise Bank and Coastal Community Bank. The firm's own lending license is listed under NMLS #1424139, and it maintains a state-level licensing roster available through its website.
Profile maintained by Altss using OSINT (open-source intelligence), regulatory filings, licensed data partners, and verified direct submissions. Read the methodology. Last updated: . Continuous refresh with full update cycles at least every 30 days.
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