Level Four Advisory Services

Investment decisions sit with individual affiliated advisors, not a central investment committee. Level Four provides approved model portfolios, third-party manager access, and platform due diligence, but the ultimate allocation and security selection for each client account rests with the advisor serving that client. CEO John Williams and President Phil Hickman oversee the platform and corporate strategy, not day-to-day portfolio management.

Level Four does not source proprietary deal flow in the venture capital, private equity, or direct lending sense. The platform's investment team curates and conducts due diligence on a menu of third-party asset managers, model portfolios, and insurance solutions that advisors can use, but these are open-architecture products available to any advisor with similar custodial relationships.

As a platform rather than a fund, Level Four does not have a firm-level sector exclusion policy. However, its due diligence process tends to screen out illiquid, non-traded products with capital-call structures that are difficult for its mass-affluent client base to fund, effectively limiting advisor access to hedge funds and drawdown-style private equity. The platform also does not support direct crypto custody or spot crypto products.