Lighthouse Retirement

Lighthouse Retirement

Lighthouse Retirement opened in Jacksonville, Florida in 2012 as a registered investment advisor. The firm falls under a regulatory model that binds it to a fiduciary standard — legally required to place client interests ahead of its own — a structural feature that distinguishes fee-only RIAs from broker-dealers. Its disclosed client base includes individuals, high-net-worth investors, corporations, and charitable entities. The advisory practice spans portfolio management, investment advisory, and financial planning services. As a Jacksonville-based RIA, the firm operates within a Southeastern wealth corridor where retiree and near-retiree household formation drives sustained demand for decumulation strategies and tax-aware portfolio construction. The absence of scraped website content limits visibility into specific asset-class allocations, but the firm's name and S-Corp structure suggest a focus on retirement-income planning and conservative wealth preservation rather than venture or illiquid alternatives. Team size and total regulatory assets under management remain undisclosed in available records, consistent with a small to mid-sized advisory practice that files as an exempt reporting adviser or operates below the threshold for detailed public Form ADV Part 2 disclosures. The firm's Jacksonville headquarters positions it within a growing financial-services hub; Northern Florida hosts back-office operations for several national banks and insurers, creating a local professional talent pool. Lighthouse Retirement's primary structural differentiator is its combination of fiduciary RIA status with a client base that mixes individual retail accounts, high-net-worth families, and institutional charitable accounts under one advisory roof. This multi-segment model is less common among small RIAs, which typically specialize in one client type. The absence of a broker-dealer affiliation implies a clean fee-based revenue model that avoids the conflicts inherent in commission-driven product sales.