Momentum Wealth Management

The firm follows an evidence-based investing philosophy grounded in the Fama-French factor models. Portfolios are constructed to systematically capture compensated risk premiums—specifically market, size, value, and profitability factors—rather than pursuing speculative returns through individual stock selection or market timing. The approach relies on academic research demonstrating that these factors explain cross-sectional stock returns over long measurement periods.

Client portfolios are built using low-cost, passively managed fund vehicles from institutional asset managers. Allocations achieve broad global equity diversification across developed and emerging markets, with fixed-income components serving a risk-mitigation role. The firm uses a rules-based rebalancing protocol to maintain consistent factor tilt exposures over time, avoiding tactical deviations that would alter the intended risk profile.

No. The firm acts as an advisor rather than a product manufacturer, constructing portfolios exclusively from third-party institutional funds. As a fee-only fiduciary, Momentum's compensation derives solely from client advisory fees calculated as a percentage of assets under management, eliminating any incentive to recommend in-house products or commission-generating structures.

Momentum Wealth Management typically does not allocate to alternative investments, hedge funds, or private equity vehicles within its core factor-based framework. The firm views the factor premiums accessible through public markets as sufficient drivers of long-term return, and generally avoids the illiquidity, fee complexity, and transparency limitations common to private alternative structures.

The firm operates under a strict fee-only structure where client compensation comes entirely from a transparent advisory fee on managed assets. This differs from commission-based or hybrid models where brokers earn transaction fees for product placement. The structure aligns Momentum's revenue growth with portfolio appreciation and client retention rather than product sales velocity.