Momentus

Momentus provides venture debt — structured term loans to high-growth technology companies that have institutional equity backing. These are typically senior secured or second-lien facilities designed to extend runway between equity rounds or fund specific growth initiatives without the dilution associated with raising additional equity.

Based on its stated mandate, Momentus targets companies that have raised at least a Series A round from recognized venture capital firms. Borrowers typically have annual recurring revenue in the $5 million to $50 million range and a clear path to profitability or a subsequent equity event.

Unlike a commercial bank, which generally requires positive cash flow or hard asset collateral, Momentus underwrites primarily against the risk capital already invested in the business and the strength of the investor syndicate. This allows it to serve pre-profit companies that could not access conventional credit markets.

Most venture debt facilities include a warrant component that provides the lender with the right to purchase a small percentage of equity. Whether Momentus follows this standard practice is not affirmatively disclosed in public materials, but it is typical for the strategy.

Momentus focuses on enterprise software and technology-enabled services; it has not publicly signaled interest in capital-intensive industries such as biotech, hardware manufacturing, or infrastructure. No published record indicates the firm lends to regulated financial institutions or real estate operators.