Century Investment Planning

Century Investment Planning

Century Investment Planning operates from Farmington Hills, Michigan, as the DBA arm of Money Advisors, Inc., a structure that dates the firm's lineage to the independent-broker-dealer era before the roll-up consolidation waves of the 2010s. The firm was built and is run by Mark A. Stevens, who has maintained the practice as a single-advisor or small-team operation focused on retirement-income engineering for individuals within a roughly hundred-mile radius of Oakland County. The Money Advisors corporate entity provides the regulatory chassis; the Century brand owns the local client relationships, which is the standard architecture for Michigan-based independent financial-advisory practices of this vintage. Stevens constructs portfolios centered on yield-generating instruments, including individual investment-grade bonds, dividend-paying equities, and fixed-indexed or income-rider annuities from carriers including Lincoln Financial and Allianz Life. The firm does not operate as a registered investment advisor with a discretionary AUM book that is publicly reported; the asset base sits inside commissionable and fee-based advisory accounts intermediated through an independent broker-dealer relationship. Asset-class exposure typically includes domestic large-cap value, taxable and tax-exempt municipal fixed income, REITs, and insurance-company general-account products. Deployment is entirely to US households, with no institutional separate accounts, pooled vehicles, or private-market co-investments. The firm's professional count likely sits in the low single digits, with Stevens as the named principal and one or two client-service or paraplanning staff. There are no satellite offices, no multi-family-office service tier, and no philanthropic vehicle structured alongside the practice. Stevens also conducts public education seminars in the greater Detroit library-and-community-center circuit, a marketing pattern that signals a durable and locally concentrated book of individual retirement accounts and rollover assets from the domestic automotive and manufacturing workforce. No acquisition, merger, or team lift-out has been publicly reported in the last 24 months (public record). Century's genuine structural differentiator is separateness from the bank-channel and wirehouse ecosystems that dominate Southeast Michigan wealth management. The firm sits inside an independent corporate entity — Money Advisors, Inc. — that carries its own compliance and supervisory apparatus, which allows the practice to recommend across an unbundled product shelf while maintaining the kind of high-touch, teeth-on-the-street service model that has largely been consolidated out of the registered-representative channel. Succession risk is the unstated feature of this architecture: the practice's continuity depends entirely on Stevens, and no junior partner or internal successor has been publicly identified.